Overview
The website you are viewing is an MVP and simulation environment. All routing tools and calculators on the site are demos only, built to show how the Unified Rail will behave once fully live. They do not perform real-money settlement.
What Is the Unified Rail?
The Unified Rail is the core invention behind Loadit. It is a patent-pending architecture designed to route value across multiple financial rails in the cheapest, fastest, and most secure path available. It covers high-level concepts such as accepting cash or card at stores, converting into digital assets, AI-driven routing, dynamic fee optimization, and a unified way to move value across different rails.
Current Stage
Loadit is early-stage but rapidly developing. The company is approximately four months old, has filed its Unified Rail patent application, built an MVP with routing demos, and prepared a Mini-Loadit POS pilot with initial stores ready to test the core flow.
Business Model
Loadit expects to earn revenue through two primary fee lines: Load fees on cash or card to digital asset conversions, and LMS routing fees when the Unified Rail selects optimized paths across supported rails. These fees are illustrated in the website simulations so users and investors can see how they compare against legacy rails and high-fee Bitcoin ATMs.
FAQ
Is Loadit live? No. All tools are simulations, not active financial rails. This allows Loadit to demonstrate the model safely before obtaining required licensing and partnerships for live settlement.
Do you need money transmitter licenses? Licensing will be obtained when the full production rail launches. The initial pilot will run in a controlled flow with manual approvals, which reduces licensing requirements at this stage.
Is the technology protected? Yes. The Unified Rail is patent pending through a comprehensive application covering multi-rail settlement, routing, and value conversion.
How big can this get? The Unified Rail filing describes infrastructure that can extend beyond the first cash/card to crypto pilot into a broader settlement network across many categories of value transfer.
Contact
For investor discussions, please reach out at Colt@loadit.net or Ricky@loadit.net.
Additional Investor FAQ
What’s the market opportunity and where does Loadit fit?
Loadit targets global money movement, focusing on reducing friction in cash & card to digital asset conversion, cross-border value transfer, and retail on-ramping. It functions as an intelligent routing layer selecting the most cost-effective and secure path across available rails. Our initial wedge is instant cash/card to digital asset conversion at stores.
What early traction or milestones have you hit?
Milestones include: MVP completion (Mini-Loadit POS + routing simulator), Unified Rail patent filing (pending), six stores committed for the first pilot, and simulation tools live for investor and user education.
What are the key risks and how are you mitigating them?
Regulatory risk is reduced by Mini-Loadit using manual approval and no automated live settlement. Technical risk is minimized by keeping Mini-Loadit simple while the full Unified Rail evolves. Adoption risk is mitigated by starting with familiar physical-store flows.
What’s your roadmap and how will funding be used?
Short term: complete Mini-Loadit pilot rollout and validate real-world behavior. Next phase: integrate additional rails and expand merchant adoption. Funds go to engineering, compliance, and go-to-market efforts.