Transaction cost calculator
See what a payment actually costs on legacy rails versus Loadit's flat 0.75% AI-routed rail. Change the amount and method to estimate your fees and savings.
Illustrative estimate. Legacy rates are typical published fees; actual costs vary by provider, region, and card type. Loadit charges a flat 0.75% and its HQ engine routes underlying network fees to the cheapest available path.
How transaction costs add up
Every payment method bundles a percentage fee, a fixed fee, and often hidden costs like FX markups and multi-day settlement delays. Card processors typically charge around 2.9% + $0.30 and take 1–3 days to settle; international cards add FX markups; wires cost a flat ~$25. Loadit charges a flat 0.75% and its HQ routing engine sends the underlying settlement over the cheapest network available, cutting network fees by up to 86% while settling on-chain in seconds.
Want to know how long those payments take to settle too? Try the settlement time estimator.