Loadit×MoneyGramPartnership Brief · Confidential
The simplest way to turn cash into any crypto — on your rails.
Loadit is the AI money app for the cash economy. MoneyGram Ramps is the licensed cash-in rail. Together we give 350,000+ counters a modern, non-custodial front-end: cash in, any crypto out, in one tap — with MoneyGram as the regulated money-transmitter and Loadit as the intelligence that routes the rest.
How it works
1
Pay cash at MoneyGram
The user shows a Loadit code at any of 350,000+ MoneyGram locations and hands over cash. MoneyGram verifies identity at the counter.
2
Cash → USDC on Stellar
MoneyGram Ramps converts the cash to USDC on Stellar — the licensed, regulated leg. Loadit never touches it.
3
HQ swaps to the chosen asset
Loadit's AI, HQ, bridges and swaps the USDC into whatever the user picked — Bitcoin, Solana, Ethereum — via a licensed liquidity provider.
4
Lands in the user's wallet
The asset is delivered to a wallet the user controls. They never hold Stellar USDC or need a Stellar wallet.
Cash → MoneyGram → USDC on Stellar→ HQ swaps → BTC / SOL / ETH→ user's wallet
Why Loadit is the right wallet partner
Non-custodial by construction
Loadit orchestrates; it never holds funds. That's structurally aligned with how Ramps works — MoneyGram stays the money-transmitter of record.
HQ removes the crypto learning curve
Users don't pick chains, bridges, or wallets to fund. They say what they want; HQ routes cash → USDC → asset in one flow.
Live product, real users
The iOS app is shipping with HQ, the Load flow, and live provider quotes. This is a front-end ready to send you volume, not a concept.
Transparent 0.75% fee
One flat, visible fee — cheaper than banks, cards, and crypto ATMs. Simple pricing that spreads by word of mouth in cash-first communities.